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Montana Healthcare For Low Income Children

friendshelpingfriends started this conversation
Dec 21, 2010

HMK is a free or low-cost health coverage plan. The plan provides health coverage to eligible Montana children and teenagers up to age 19. A child can qualify for HMK based on family size and income (see chart below). There are no pre-existing condition limitations.

Some parents share in the cost of their children's health care by paying a small co-payment when care is received. However, total co-payments for a benefit year will not exceed $215 per family.

Applications for HMK are available online, by mail by calling 1-877-KidsNow (877)-543-7669, and in all Montana communities. Locations include county Offices of Public Assistance, health departments, health care facilities, WIC offices, Head Start facilities, Indian Health Services, and many more community locations.

Eligibility Requirements
  • Children up to age 19
  • Montana residents
  • US citizens or qualified aliens
  • Household meets income guidelines for household size
  • For some families, depending on current insurance, children may need to be uninsured for three months (some exceptions apply)

2010 HMK Income Chart

Annual Adjusted Gross Income (before taxes)
Effective October 1, 2010
Household Size
(Children and Adults)
 Household Income
Family of 2
$36,425
Family of 3
$45,775
Family of 4
$55,125
Family of 5
$64,475
Family of 6
$73,825
Family of 7
$83,175
Family of 8
$92,525
Some employment-related and child care deductions apply.

The HMK Income chart is based on Federal guidelines that are adjusted every year. The HMK Income Chart is an accurate eligibility guide effective October 1, 2010.

Children may be eligible for HMK even if income is higher than listed, depending on the number of household members working and dependent care paid.

Covered Services
  • Office and clinic visits
  • Emergency services
  • Hospital services
  • Sports or employment physicals
  • Anesthesia services
  • Surgical services
  • Well-child checkups
  • Ambulance
  • Prescription drugs
  • Laboratory and X-ray services
  • Mental health services
  • Substance abuse services
  • Dental services
  • Vision exams and eyeglasses
  • Hearing exams/hearing aids
  • ... and more

There are no pre-existing condition limitations.  

For more information on HMK and other health care programs, call the HMK Family Health Line at 1-877-KidsNow (877)-543-7669

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